Aegon vs Hargreaves Lansdown

Aegon and Hargreaves Lansdown are both well-known financial services companies offering investment opportunities to customers. Both firms provide a range of investment options, including stocks and shares. Aegon is an international company with a strong presence in the insurance and asset management sectors, while Hargreaves Lansdown is a UK-based firm known for its online investment platform and research tools. Investors may consider factors such as fees, performance history, and customer service when choosing between these two companies for their investment needs.

Aegon or Hargreaves Lansdown?

When comparing Aegon and Hargreaves Lansdown, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Aegon and Hargreaves Lansdown.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Aegon has a dividend yield of 5.14%, while Hargreaves Lansdown has a dividend yield of 4.98%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Aegon reports a 5-year dividend growth of 11.14% year and a payout ratio of 0.00%. On the other hand, Hargreaves Lansdown reports a 5-year dividend growth of 0.00% year and a payout ratio of 31.52%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Aegon P/E ratio at 0.00 and Hargreaves Lansdown's P/E ratio at 8.18. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Aegon P/B ratio is 1.12 while Hargreaves Lansdown's P/B ratio is 6.34.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Aegon has seen a 5-year revenue growth of 1.23%, while Hargreaves Lansdown's is 0.64%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Aegon's ROE at 0.00% and Hargreaves Lansdown's ROE at 82.68%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $6.24 for Aegon and $14.18 for Hargreaves Lansdown. Over the past year, Aegon's prices ranged from $4.63 to $6.96, with a yearly change of 50.32%. Hargreaves Lansdown's prices fluctuated between $8.02 and $15.13, with a yearly change of 88.65%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.