Adyen vs Marqeta Which Is More Profitable?

Adyen and Marqeta are two prominent players in the financial technology sector, both offering innovative payment solutions to businesses worldwide. Adyen, based in the Netherlands, has seen significant growth in recent years, with its stock performance reflecting its success. Marqeta, a US-based company, specializes in modernizing payment card issuing infrastructure through its platform. Investors are closely monitoring the performance of both stocks as they navigate the evolving landscape of digital payments and e-commerce.

Adyen or Marqeta?

When comparing Adyen and Marqeta, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Adyen and Marqeta.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Adyen has a dividend yield of -%, while Marqeta has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Adyen reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Marqeta reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Adyen P/E ratio at 55.56 and Marqeta's P/E ratio at 134.83. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Adyen P/B ratio is 12.83 while Marqeta's P/B ratio is 1.73.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Adyen has seen a 5-year revenue growth of 0.07%, while Marqeta's is 3.76%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Adyen's ROE at 24.55% and Marqeta's ROE at 1.20%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are €1440.00 for Adyen and $3.71 for Marqeta. Over the past year, Adyen's prices ranged from €965.60 to €1591.20, with a yearly change of 64.79%. Marqeta's prices fluctuated between $3.37 and $7.36, with a yearly change of 118.40%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.