Adyen vs Fiserv Which Is More Reliable?

Adyen and Fiserv are two prominent players in the financial technology sector, each offering unique services and solutions to their clients. Adyen, a Dutch company, specializes in payment processing for online and in-store transactions, while Fiserv, an American company, focuses on providing technology solutions for the financial industry. Investors may be drawn to Adyen's rapid growth and global reach, while others may favor Fiserv's established presence in the market. This article will compare the performance and prospects of Adyen and Fiserv stocks to help investors make informed decisions.

Adyen or Fiserv?

When comparing Adyen and Fiserv, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Adyen and Fiserv.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Adyen has a dividend yield of -%, while Fiserv has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Adyen reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Fiserv reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Adyen P/E ratio at 56.52 and Fiserv's P/E ratio at 38.20. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Adyen P/B ratio is 13.05 while Fiserv's P/B ratio is 4.22.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Adyen has seen a 5-year revenue growth of 0.07%, while Fiserv's is 1.17%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Adyen's ROE at 24.55% and Fiserv's ROE at 10.69%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are €1497.80 for Adyen and $201.79 for Fiserv. Over the past year, Adyen's prices ranged from €965.60 to €1591.20, with a yearly change of 64.79%. Fiserv's prices fluctuated between $131.41 and $223.23, with a yearly change of 69.87%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.