Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. The company also invests in a portfolio of securities include mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage and municipal obligations, and other debt securities. It operates 14 full-service banking offices, 1 drive-through office, and 14 automated teller machines located in Milwaukee, Washington, and Waukesha Counties, Wisconsin. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin.
Waterstone Financial Dividend Announcement
• Waterstone Financial announced a quarterly dividend of $0.15 per ordinary share which will be made payable on 2024-11-01. Ex dividend date: 2024-10-08
• Waterstone Financial annual dividend for 2024 was $0.60
• Waterstone Financial annual dividend for 2023 was $0.75
• Waterstone Financial's trailing twelve-month (TTM) dividend yield is 3.84%
• Waterstone Financial's payout ratio for the trailing twelve months (TTM) is 85.30%
• Waterstone Financial's dividend growth over the last five years (2018-2023) was -5.21% year
Waterstone Financial Dividend History
| Ex-Div date | Dividend amount | Dividend type | Pay date |
|---|---|---|---|
| 2024-10-08 | $0.15 | quarterly | 2024-11-01 |
| 2024-07-08 | $0.15 | quarterly | 2024-08-01 |
| 2024-04-05 | $0.15 | quarterly | 2024-05-01 |
| 2024-01-05 | $0.15 | quarterly | 2024-02-01 |
| 2023-10-05 | $0.15 | quarterly | 2023-11-01 |
| 2023-07-07 | $0.20 | quarterly | 2023-08-02 |
| 2023-04-06 | $0.20 | quarterly | 2023-05-02 |
| 2023-01-06 | $0.20 | quarterly | 2023-02-01 |
| 2022-10-06 | $0.20 | quarterly | 2022-11-01 |
| 2022-07-08 | $0.20 | quarterly | 2022-08-02 |
| 2022-04-08 | $0.20 | quarterly | 2022-05-03 |
| 2022-01-07 | $0.70 | quarterly | 2022-02-01 |
| 2021-10-07 | $0.20 | quarterly | 2021-11-02 |
| 2021-07-09 | $0.20 | quarterly | 2021-08-03 |
| 2021-06-10 | $0.50 | quarterly | 2021-06-15 |
| 2021-04-09 | $0.20 | quarterly | 2021-05-04 |
| 2021-01-08 | $0.20 | quarterly | 2021-02-02 |
| 2020-11-30 | $0.30 | quarterly | 2020-12-08 |
| 2020-10-08 | $0.12 | quarterly | 2020-11-02 |
| 2020-07-10 | $0.12 | quarterly | 2020-08-03 |
| 2020-04-08 | $0.12 | quarterly | 2020-05-01 |
| 2020-03-10 | $0.50 | quarterly | 2020-04-02 |
| 2020-01-09 | $0.12 | quarterly | 2020-02-03 |
| 2019-10-10 | $0.12 | quarterly | 2019-11-01 |
| 2019-07-11 | $0.12 | quarterly | 2019-08-02 |
| 2019-04-11 | $0.12 | quarterly | 2019-05-03 |
| 2019-03-20 | $0.50 | quarterly | 2019-04-02 |
| 2019-01-09 | $0.12 | quarterly | 2019-02-01 |
| 2018-10-11 | $0.12 | quarterly | 2018-11-02 |
| 2018-07-11 | $0.12 | quarterly | 2018-08-02 |
| 2018-04-11 | $0.12 | quarterly | 2018-05-02 |
| 2018-03-08 | $0.50 | quarterly | 2018-04-02 |
| 2018-01-11 | $0.12 | quarterly | 2018-02-02 |
| 2017-10-11 | $0.12 | quarterly | 2017-11-02 |
| 2017-07-10 | $0.12 | quarterly | 2017-08-02 |
| 2017-05-10 | $0.50 | quarterly | 2017-06-02 |
| 2017-04-10 | $0.12 | quarterly | 2017-05-02 |
| 2017-01-06 | $0.12 | quarterly | 2017-02-02 |
| 2016-10-06 | $0.08 | quarterly | 2016-11-01 |
| 2016-07-08 | $0.08 | quarterly | 2016-08-02 |
| 2016-04-08 | $0.05 | quarterly | 2016-05-02 |
| 2016-01-07 | $0.05 | quarterly | 2016-02-01 |
| 2015-10-07 | $0.05 | quarterly | 2015-11-02 |
| 2015-07-08 | $0.05 | quarterly | 2015-08-03 |
| 2015-04-08 | $0.05 | quarterly | 2015-05-04 |
| 2015-01-08 | $0.05 | quarterly | 2015-02-02 |
| 2014-10-08 | $0.05 | quarterly | 2014-11-03 |
| 2014-07-09 | $0.05 | quarterly | 2014-08-01 |
| 2014-04-09 | $0.05 | quarterly | 2014-05-02 |
Waterstone Financial Dividend per year
Waterstone Financial Dividend growth
Waterstone Financial Dividend Yield
Waterstone Financial current trailing twelve-month (TTM) dividend yield is 3.84%. Interested in purchasing Waterstone Financial stock? Use our calculator to estimate your expected dividend yield:
Waterstone Financial Financial Ratios
P/E ratio21.32
PEG ratio1.46
P/B ratio0.84
ROE3.96%
Payout ratio85.30%
Current ratio0.22
Quick ratio0.22
Cash Ratio0.03
Waterstone Financial Dividend FAQ
How much is the next Waterstone Financial dividend?
Waterstone Financial's board of directors will review the company's financial performance, cash flow, future investment needs, and other relevant factors to determine the next Waterstone Financial dividend. The next Waterstone Financial dividend will be released in January, April, July, or October.
When is Waterstone Financial dividend paid?
Waterstone Financial pays dividends on a quarterly basis. The specific dates may vary each year but are generally around January, April, July, and October. However, please note that the exact timing and amount can vary, and companies may also decide to change their dividend policy based on their financial health and other considerations.
What dividend does Waterstone Financial pay?
The specific amount of Waterstone Financial dividend can vary from quarter to quarter and year to year, based on a variety of factors including the company's financial performance, the global economic situation, and the decisions of its board of directors. In the above table you can find Waterstone Financial's dividend history.
Does Waterstone Financial stock pay dividends?
Yes, Waterstone Financial does pay dividends to its shareholders. However, the specific amount and frequency of these dividends can vary based on a variety of factors, including the company's financial performance, the global economic situation, and the decisions of its board of directors. In the above table you can find Waterstone Financial's dividend history.
How much dividend does Waterstone Financial pay?
Waterstone Financial paid $0.6 in 2024, $0.75 in 2023, $1.3 in 2022, $1.3 in 2021, and $1.28 in 2020.
How often does Waterstone Financial pay dividends?
Waterstone Financial typically pays dividends on a quarterly basis. This means that dividends are usually distributed 4 times a year. The specific payout dates may vary each year but generally fall around January, April, July, and October.
What is Waterstone Financial's dividend yield?
The current dividend yield for Waterstone Financial is 3.84%. The dividend yield is calculated by dividing the annual dividend payment by the price of the stock. Both of these numbers can fluctuate daily due to changes in the stock price and any updates to the dividend payment. Use the dividend calculator on this page to calculate Waterstone Financial's exact dividend yield.
When does Waterstone Financial go ex dividend?
Waterstone Financial's ex-dividend date for the latest dividend was on 2024-10-08. Waterstone Financial typically goes ex-dividend a few weeks before the payment date. The specific dates can vary each year and for each dividend payment.
When is the next Waterstone Financial dividend paid?
Waterstone Financial pays dividends on a quarterly basis, typically around January, April, July, or October, but the exact dates can vary each year.
Will Waterstone Financial increase its dividend?
Decisions about dividend payments are made by the company's board of directors and are based on a variety of factors. To understand whether Waterstone Financial will increase its dividend, it's beneficial to look at the company's earnings, financial health, future business prospects, and the overall economic environment.
How much is Waterstone Financial dividend per share?
Waterstone Financial paid $0.6 per share in 2024 and $0.75 per share in 2023. The amount of dividend per share that Waterstone Financial pays can vary each quarter based on a range of factors including the company's earnings, financial health, and decisions made by its board of directors.
Is Waterstone Financial a dividend aristocrat?
No, the term "Dividend Aristocrat" is typically used to describe a company in the S&P 500 index that has increased its dividend payouts for at least 25 consecutive years.
Is Waterstone Financial a dividend king?
No, a "Dividend King" is a company that has managed to increase its dividend payouts for 50 consecutive years or more, which is an even more selective group than the Dividend Aristocrats.
Is Waterstone Financial a dividend stock?
Yes, Waterstone Financial is considered a dividend stock. A dividend stock is a stock of a company that regularly pays out dividends to its shareholders.
Is Waterstone Financial a good dividend stock?
Whether Waterstone Financial is a good dividend stock depends on several factors and can vary depending on individual investment goals, risk tolerance, and the overall market conditions. Waterstone Financial has a history of paying regular dividends, which can make it attractive to income-focused investors.
Other factors to consider when evaluating Waterstone Financial as a dividend stock include its dividend yield, dividend growth, payout ratio, and the sustainability of its dividend payments given its earnings and cash flow. These factors can provide insight into the company's ability to maintain or increase its dividend in the future.
Other factors to consider when evaluating Waterstone Financial as a dividend stock include its dividend yield, dividend growth, payout ratio, and the sustainability of its dividend payments given its earnings and cash flow. These factors can provide insight into the company's ability to maintain or increase its dividend in the future.
Does Waterstone Financial pay dividends monthly?
Waterstone Financial typically pays dividends on a quarterly basis.
Does Waterstone Financial pay dividends quarterly?
Waterstone Financial currently pays dividends on a quarterly basis.
Has Waterstone Financial ever paid a dividend?
Yes, Waterstone Financial has a history of paying dividends to its shareholders. Waterstone Financial is known for its dividend payments, which have made it an attractive investment for income-focused investors.
How to buy Waterstone Financial dividend stocks?
To buy Waterstone Financial you need a brokerage account. Open an account with a reputable brokerage firm that offers access to the stock market. Consider factors such as fees, account minimums, and the availability of dividend reinvestment programs (DRIPs) if you wish to reinvest your dividends automatically.
Place an order: Use the brokerage's trading platform to place an order to buy Waterstone Financial stock.
Remember that buying stocks involves risk, and it's important to carefully consider your investment goals, risk tolerance, and conduct thorough research before making any investment decisions.
Place an order: Use the brokerage's trading platform to place an order to buy Waterstone Financial stock.
Remember that buying stocks involves risk, and it's important to carefully consider your investment goals, risk tolerance, and conduct thorough research before making any investment decisions.
When does Waterstone Financial pay dividends 2024?
Waterstone Financial pays dividends on a quarterly basis. 2024 dividend payments are in 2024-11-01. However, please note that the exact timing and amount can vary, and companies may also decide to change their dividend policy based on their financial health and other considerations.
Will Waterstone Financial increase its dividend in 2024?
Decisions regarding Waterstone Financial dividend increases are typically made by a company's board of directors based on various factors, including financial performance, cash flow, investment needs, and market conditions. For an up-to-date Waterstone Financial dividend overview you can look into the above table of dividend history.
How Waterstone Financial dividend works?
The Waterstone Financial dividend works by distributing a portion of the company's profits to its shareholders on a per-share basis. Here's a general overview of how Waterstone Financial's dividend process works:
1. Determination of Dividend: Waterstone Financial's board of directors reviews the company's financial performance, cash flow, future investment needs, and other relevant factors to determine the amount and timing of dividend payments.
2. Dividend Declaration: Once the board approves a dividend, Waterstone Financial publicly announces the dividend amount, currency, and the ex-dividend date. The ex-dividend date is the date on or after which the buyer of the stock will not be eligible to receive the upcoming dividend payment.
3. Record Date: The record date is the date on which the company checks its records to identify shareholders who are eligible to receive the dividend. Only shareholders on record as of this date will receive the dividend.
4. Payment Date: On the designated payment date, Waterstone Financial distributes the dividend to eligible shareholders. The dividend is usually paid in the form of cash directly into the shareholder's brokerage account or through other designated payment methods.
5. Tax Implications: Dividends received from Waterstone Financial are generally taxable as income. Shareholders may need to report dividend income on their tax returns and pay applicable taxes according to their jurisdiction's tax regulations.
1. Determination of Dividend: Waterstone Financial's board of directors reviews the company's financial performance, cash flow, future investment needs, and other relevant factors to determine the amount and timing of dividend payments.
2. Dividend Declaration: Once the board approves a dividend, Waterstone Financial publicly announces the dividend amount, currency, and the ex-dividend date. The ex-dividend date is the date on or after which the buyer of the stock will not be eligible to receive the upcoming dividend payment.
3. Record Date: The record date is the date on which the company checks its records to identify shareholders who are eligible to receive the dividend. Only shareholders on record as of this date will receive the dividend.
4. Payment Date: On the designated payment date, Waterstone Financial distributes the dividend to eligible shareholders. The dividend is usually paid in the form of cash directly into the shareholder's brokerage account or through other designated payment methods.
5. Tax Implications: Dividends received from Waterstone Financial are generally taxable as income. Shareholders may need to report dividend income on their tax returns and pay applicable taxes according to their jurisdiction's tax regulations.
How are Waterstone Financial dividends paid?
Waterstone Financial dividends are typically paid in cash directly to eligible shareholders. The payment process involves the following steps:
1. Record Date: Waterstone Financial sets a record date, which is the date on which the company checks its records to determine the eligible shareholders. Only those who are shareholders on record as of this date will receive the dividend.
2. Payment Date: On the designated payment date, Waterstone Financial distributes the dividend to eligible shareholders. The payment is usually made electronically, directly into the shareholder's brokerage account or bank account.
3. Currency: Waterstone Financial declares the currency in which the dividend will be paid. Depending on the shareholder's location and the currency election made by the shareholder, the dividend will be converted to the appropriate currency during the payment process.
1. Record Date: Waterstone Financial sets a record date, which is the date on which the company checks its records to determine the eligible shareholders. Only those who are shareholders on record as of this date will receive the dividend.
2. Payment Date: On the designated payment date, Waterstone Financial distributes the dividend to eligible shareholders. The payment is usually made electronically, directly into the shareholder's brokerage account or bank account.
3. Currency: Waterstone Financial declares the currency in which the dividend will be paid. Depending on the shareholder's location and the currency election made by the shareholder, the dividend will be converted to the appropriate currency during the payment process.
How many times does Waterstone Financial pay dividends?
Waterstone Financial typically pays dividends on a quarterly basis. The specific payment dates can vary each year and are usually announced when the company releases its financial results for each quarter.
What months does Waterstone Financial pay dividends?
The general pattern is that Waterstone Financial pays dividends around January, April, July, and October. However, the exact payment dates can vary each year and are typically announced when the company releases its financial results for each quarter.
Is Waterstone Financial dividend safe?
The safety of Waterstone Financial's dividend is subject to various factors and cannot be determined with certainty. It is influenced by the company's financial performance, cash flow, and the overall economic and industry conditions.
To assess the safety of Waterstone Financial's dividend, it is crucial to analyze the company's financial health, debt levels, cash flow generation, and ability to sustain dividend payments over the long term. Additionally, monitoring the company's future earnings, cash flow projections, and management's commitment to dividend policies can provide valuable insights.
It is recommended to review Waterstone Financial's financial reports, official announcements, and consult with financial advisors or experts who have access to the most current and comprehensive information about the company's financial situation.
To assess the safety of Waterstone Financial's dividend, it is crucial to analyze the company's financial health, debt levels, cash flow generation, and ability to sustain dividend payments over the long term. Additionally, monitoring the company's future earnings, cash flow projections, and management's commitment to dividend policies can provide valuable insights.
It is recommended to review Waterstone Financial's financial reports, official announcements, and consult with financial advisors or experts who have access to the most current and comprehensive information about the company's financial situation.