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Uwharrie Capital Corp operates as the bank holding company for Uwharrie Bank that provides retail and commercial banking services to individuals and small to medium-sized businesses in North Carolina. The company accepts personal and commercial checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also offers various loan products, such as commercial loans and various consumer-type loans to individuals, including installment and mortgage loans, equity lines of credit, and overdraft checking credit. In addition, the company provides internet, mobile, and telephone banking services, as well as check and credit cards; and sells various insurance products comprising annuities, life and disability insurance, long-term care, and Medicare supplements. Further, it operates as a securities broker-dealer and a mortgage brokerage company. Additionally, the company provides portfolio management services to customers in the Charlotte Metropolitan and Uwharrie Lakes Regions. The company was incorporated in 1993 and is based in Albemarle, North Carolina.

Uwharrie Capital Dividend Announcement

Uwharrie Capital does not currently offer dividends, we're keeping a close eye on its growth potential and financial developments.
Stay tuned for updates on Uwharrie Capital dividend policy and future announcements. In the meantime, explore other dividend-yielding opportunities on our website.

Uwharrie Capital Dividend History

Uwharrie Capital Dividend Yield

Uwharrie Capital current trailing twelve-month (TTM) dividend yield is -%. Interested in purchasing Uwharrie Capital stock? Use our calculator to estimate your expected dividend yield:

Uwharrie Capital Financial Ratios

P/E ratio6.46
PEG ratio0.06
P/B ratio1.19
ROE21.90%
Payout ratio6.07%
Current ratio0.48
Quick ratio0.48
Cash Ratio0.01

Uwharrie Capital Dividend FAQ

Does Uwharrie Capital stock pay dividends?
Uwharrie Capital does not currently pay dividends to its shareholders.
Has Uwharrie Capital ever paid a dividend?
No, Uwharrie Capital has no a history of paying dividends to its shareholders. Uwharrie Capital is not known for its dividend payments.
Why doesn't Uwharrie Capital pay dividends?
There are several potential reasons why Uwharrie Capital would choose not to pay dividends to their shareholders:

1. Growth opportunities: Companies, especially in fast-growing industries like technology, reinvest earnings into expansion, R&D, or acquisitions to fuel future growth and increase company value.

2. Tax implications: Not paying dividends can reduce the tax burden on shareholders, who may prefer to defer taxes until selling shares and realizing capital gains.

3. Investor preferences: Some investors prefer companies to reinvest profits for higher long-term returns, particularly those seeking capital appreciation over income.

4. Capital allocation priorities: Companies may allocate cash to pay down debt, fund share buybacks, or invest in projects with higher returns than dividends.

5. Market expectations: In certain sectors, like technology, reinvesting profits for growth and innovation is often prioritized over distributing dividends to shareholders.
Will Uwharrie Capital ever pay a dividend?
The decision for a company to pay dividends depends on various factors including its financial performance, growth prospects, capital allocation priorities, and shareholder preferences. While Uwharrie Capital has not paid dividends historically and has instead focused on reinvesting its earnings for growth, it's ultimately up to the company's management and board of directors to decide whether to initiate a dividend policy in the future.
Is Uwharrie Capital a dividend aristocrat?
Uwharrie Capital is not considered a Dividend Aristocrat. The term "Dividend Aristocrat" is typically used to describe a company in the S&P 500 index that has increased its dividend payouts for at least 25 consecutive years.
Is Uwharrie Capital a dividend king?
Uwharrie Capital is not classified as a "Dividend King". A Dividend King is a company that has managed to increase its dividend payouts for 50 consecutive years or more, which is an even more selective group than the Dividend Aristocrats.
Is Uwharrie Capital a dividend stock?
No, Uwharrie Capital is not considered a dividend stock. A dividend stock is a stock of a company that regularly pays out dividends to its shareholders.
How to buy Uwharrie Capital stocks?
To buy Uwharrie Capital you need a brokerage account. Open an account with a reputable brokerage firm that offers access to the stock market. Consider factors such as fees and account minimums.

Place an order: Use the brokerage's trading platform to place an order to buy Uwharrie Capital stock.

Remember that buying stocks involves risk, and it's important to carefully consider your investment goals, risk tolerance, and conduct thorough research before making any investment decisions.