Table of Contents

company-logo

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various banking products and services to small-to-medium sized businesses. The company accepts checking, savings, money market, and time deposit accounts; and certificates of deposit. Its loan products include residential real estate loans; commercial real estate loans; commercial and industrial loans; foreign banks loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers treasury, commercial payments, cash management, and online banking services. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.

USCB Financial Dividend Announcement

• USCB Financial announced a quarterly dividend of $0.05 per ordinary share which will be made payable on 2024-09-05. Ex dividend date: 2024-08-15
• USCB Financial annual dividend for 2024 was $0.15
• USCB Financial's trailing twelve-month (TTM) dividend yield is 1.05%
• USCB Financial's payout ratio for the trailing twelve months (TTM) is 11.71%

USCB Financial Dividend History

Ex-Div dateDividend amountDividend typePay date
2024-08-15$0.05quarterly2024-09-05
2024-05-14$0.05quarterly2024-06-05
2024-02-14$0.05quarterly2024-03-05

USCB Financial Dividend per year

USCB Financial Dividend Yield

USCB Financial current trailing twelve-month (TTM) dividend yield is 1.05%. Interested in purchasing USCB Financial stock? Use our calculator to estimate your expected dividend yield:

USCB Financial Financial Ratios

P/E ratio16.19
PEG ratio0.62
P/B ratio1.40
ROE9.01%
Payout ratio11.71%
Current ratio0.05
Quick ratio0.11
Cash Ratio0.05

USCB Financial Dividend FAQ

Does USCB Financial stock pay dividends?
USCB Financial does not currently pay dividends to its shareholders.
Has USCB Financial ever paid a dividend?
No, USCB Financial has no a history of paying dividends to its shareholders. USCB Financial is not known for its dividend payments.
Why doesn't USCB Financial pay dividends?
There are several potential reasons why USCB Financial would choose not to pay dividends to their shareholders:

1. Growth opportunities: Companies, especially in fast-growing industries like technology, reinvest earnings into expansion, R&D, or acquisitions to fuel future growth and increase company value.

2. Tax implications: Not paying dividends can reduce the tax burden on shareholders, who may prefer to defer taxes until selling shares and realizing capital gains.

3. Investor preferences: Some investors prefer companies to reinvest profits for higher long-term returns, particularly those seeking capital appreciation over income.

4. Capital allocation priorities: Companies may allocate cash to pay down debt, fund share buybacks, or invest in projects with higher returns than dividends.

5. Market expectations: In certain sectors, like technology, reinvesting profits for growth and innovation is often prioritized over distributing dividends to shareholders.
Will USCB Financial ever pay a dividend?
The decision for a company to pay dividends depends on various factors including its financial performance, growth prospects, capital allocation priorities, and shareholder preferences. While USCB Financial has not paid dividends historically and has instead focused on reinvesting its earnings for growth, it's ultimately up to the company's management and board of directors to decide whether to initiate a dividend policy in the future.
Is USCB Financial a dividend aristocrat?
USCB Financial is not considered a Dividend Aristocrat. The term "Dividend Aristocrat" is typically used to describe a company in the S&P 500 index that has increased its dividend payouts for at least 25 consecutive years.
Is USCB Financial a dividend king?
USCB Financial is not classified as a "Dividend King". A Dividend King is a company that has managed to increase its dividend payouts for 50 consecutive years or more, which is an even more selective group than the Dividend Aristocrats.
Is USCB Financial a dividend stock?
No, USCB Financial is not considered a dividend stock. A dividend stock is a stock of a company that regularly pays out dividends to its shareholders.
How to buy USCB Financial stocks?
To buy USCB Financial you need a brokerage account. Open an account with a reputable brokerage firm that offers access to the stock market. Consider factors such as fees and account minimums.

Place an order: Use the brokerage's trading platform to place an order to buy USCB Financial stock.

Remember that buying stocks involves risk, and it's important to carefully consider your investment goals, risk tolerance, and conduct thorough research before making any investment decisions.