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Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, and NRI accounts; and fixed, recurring, TASC fixed, and tax saver fixed deposits. The company's loan products include group loans, such as business, family, agriculture and allied, education, GL top-up, emergency, and loyalty loans; individual loans comprising individual business, livestock, agriculture, and bazar loans, as well as home improvement loans, open market livestock and home improvement loans; housing loans; vehicle loans; and gold loans. Its loan products also comprise micro and small enterprise loans, which include loan against property, secured enterprise and business loans, overdraft against property, and business edge term loans; business edge overdrafts; loan against rent receivables; emergency credit line guarantee scheme; personal loans; and financial institutions group loans. The company also offers mobile, phone, net, SMS, and missed call banking services; debit and credit cards; and insurance products, such as credit life, endowment, term, PAR, POS, ULIP, motor, property, home content, health, and personal accident insurance. In addition, it is involved in retail forex and trade. As of March 31, 2022, the company operated 575 banking outlets; and 492 automated teller machines (ATMs), including 54 automated cash recyclers (ACR). The company was incorporated in 2016 and is headquartered in Bengaluru, India. Ujjivan Small Finance Bank Limited is a subsidiary of Ujjivan Financial Services Limited.

Ujjivan Small Finance Bank Dividend Announcement

• Ujjivan Small Finance Bank announced a annually dividend of ₹1.50 per ordinary share which will be made payable on 2024-08-25. Ex dividend date: 2024-07-12
• Ujjivan Small Finance Bank annual dividend for 2024 was ₹1.50
• Ujjivan Small Finance Bank annual dividend for 2023 was ₹1.25
• Ujjivan Small Finance Bank's trailing twelve-month (TTM) dividend yield is 3.87%

Ujjivan Small Finance Bank Dividend History

Ex-Div dateDividend amountDividend typePay date
2024-07-12₹1.50annually2024-08-25
2023-07-14₹0.50annually2023-08-27
2023-03-01₹0.75annually2023-03-23

Ujjivan Small Finance Bank Dividend per year

Ujjivan Small Finance Bank Dividend Yield

Ujjivan Small Finance Bank current trailing twelve-month (TTM) dividend yield is 3.87%. Interested in purchasing Ujjivan Small Finance Bank stock? Use our calculator to estimate your expected dividend yield:

Ujjivan Small Finance Bank Financial Ratios

P/E ratio6.42
PEG ratio0.11
P/B ratio1.27
ROE20.93%
Payout ratio0.00%
Current ratio0.00
Quick ratio0.00
Cash Ratio0.00

Ujjivan Small Finance Bank Dividend FAQ

Does Ujjivan Small Finance Bank stock pay dividends?
Ujjivan Small Finance Bank does not currently pay dividends to its shareholders.
Has Ujjivan Small Finance Bank ever paid a dividend?
No, Ujjivan Small Finance Bank has no a history of paying dividends to its shareholders. Ujjivan Small Finance Bank is not known for its dividend payments.
Why doesn't Ujjivan Small Finance Bank pay dividends?
There are several potential reasons why Ujjivan Small Finance Bank would choose not to pay dividends to their shareholders:

1. Growth opportunities: Companies, especially in fast-growing industries like technology, reinvest earnings into expansion, R&D, or acquisitions to fuel future growth and increase company value.

2. Tax implications: Not paying dividends can reduce the tax burden on shareholders, who may prefer to defer taxes until selling shares and realizing capital gains.

3. Investor preferences: Some investors prefer companies to reinvest profits for higher long-term returns, particularly those seeking capital appreciation over income.

4. Capital allocation priorities: Companies may allocate cash to pay down debt, fund share buybacks, or invest in projects with higher returns than dividends.

5. Market expectations: In certain sectors, like technology, reinvesting profits for growth and innovation is often prioritized over distributing dividends to shareholders.
Will Ujjivan Small Finance Bank ever pay a dividend?
The decision for a company to pay dividends depends on various factors including its financial performance, growth prospects, capital allocation priorities, and shareholder preferences. While Ujjivan Small Finance Bank has not paid dividends historically and has instead focused on reinvesting its earnings for growth, it's ultimately up to the company's management and board of directors to decide whether to initiate a dividend policy in the future.
Is Ujjivan Small Finance Bank a dividend aristocrat?
Ujjivan Small Finance Bank is not considered a Dividend Aristocrat. The term "Dividend Aristocrat" is typically used to describe a company in the S&P 500 index that has increased its dividend payouts for at least 25 consecutive years.
Is Ujjivan Small Finance Bank a dividend king?
Ujjivan Small Finance Bank is not classified as a "Dividend King". A Dividend King is a company that has managed to increase its dividend payouts for 50 consecutive years or more, which is an even more selective group than the Dividend Aristocrats.
Is Ujjivan Small Finance Bank a dividend stock?
No, Ujjivan Small Finance Bank is not considered a dividend stock. A dividend stock is a stock of a company that regularly pays out dividends to its shareholders.
How to buy Ujjivan Small Finance Bank stocks?
To buy Ujjivan Small Finance Bank you need a brokerage account. Open an account with a reputable brokerage firm that offers access to the stock market. Consider factors such as fees and account minimums.

Place an order: Use the brokerage's trading platform to place an order to buy Ujjivan Small Finance Bank stock.

Remember that buying stocks involves risk, and it's important to carefully consider your investment goals, risk tolerance, and conduct thorough research before making any investment decisions.