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U & I Financial Corp. operates as the holding company for UniBank that provides banking products and services for small to medium-sized businesses, professionals, and residents with a particular emphasis on Korean and other ethnic minority communities in the United States. The company offers checking, and savings and money market accounts; certificates of deposits/installment savings products. It also provides Commercial Loans, comprising commercial real estate term loans, construction loans, business term loans, equipment loans, business lines of credit, business express loans, and professional lines and loans; and small business administration guaranteed loans. In addition, the company offers credit cards, and online and mobile banking services. It operates branches in Tacoma, Bellevue, and Federal Way, Washington, as well as a loan production office in Atlanta, Georgia. The company was founded in 2006 and is based in Lynnwood, Washington.

U & I Financial Dividend Announcement

• U & I Financial announced a semi annually dividend of $0.10 per ordinary share which will be made payable on 2023-10-13. Ex dividend date: 2023-09-28
• U & I Financial annual dividend for 2023 was $0.20
• U & I Financial's trailing twelve-month (TTM) dividend yield is -%

U & I Financial Dividend History

Ex-Div dateDividend amountDividend typePay date
2023-09-28$0.10semi annually2023-10-13
2023-04-05$0.10semi annually2023-04-21
2022-10-06$0.10semi annually2022-10-21
2022-03-30$0.10semi annually2022-04-14
2018-06-29$0.10semi annually2018-07-23

U & I Financial Dividend per year

U & I Financial Dividend Yield

U & I Financial current trailing twelve-month (TTM) dividend yield is -%. Interested in purchasing U & I Financial stock? Use our calculator to estimate your expected dividend yield:

U & I Financial Financial Ratios

P/E ratio-1.31
PEG ratio-0.45
P/B ratio0.41
ROE-25.28%
Payout ratio0.00%
Current ratio0.32
Quick ratio0.32
Cash Ratio0.00

U & I Financial Dividend FAQ

Does U & I Financial stock pay dividends?
U & I Financial does not currently pay dividends to its shareholders.
Has U & I Financial ever paid a dividend?
No, U & I Financial has no a history of paying dividends to its shareholders. U & I Financial is not known for its dividend payments.
Why doesn't U & I Financial pay dividends?
There are several potential reasons why U & I Financial would choose not to pay dividends to their shareholders:

1. Growth opportunities: Companies, especially in fast-growing industries like technology, reinvest earnings into expansion, R&D, or acquisitions to fuel future growth and increase company value.

2. Tax implications: Not paying dividends can reduce the tax burden on shareholders, who may prefer to defer taxes until selling shares and realizing capital gains.

3. Investor preferences: Some investors prefer companies to reinvest profits for higher long-term returns, particularly those seeking capital appreciation over income.

4. Capital allocation priorities: Companies may allocate cash to pay down debt, fund share buybacks, or invest in projects with higher returns than dividends.

5. Market expectations: In certain sectors, like technology, reinvesting profits for growth and innovation is often prioritized over distributing dividends to shareholders.
Will U & I Financial ever pay a dividend?
The decision for a company to pay dividends depends on various factors including its financial performance, growth prospects, capital allocation priorities, and shareholder preferences. While U & I Financial has not paid dividends historically and has instead focused on reinvesting its earnings for growth, it's ultimately up to the company's management and board of directors to decide whether to initiate a dividend policy in the future.
Is U & I Financial a dividend aristocrat?
U & I Financial is not considered a Dividend Aristocrat. The term "Dividend Aristocrat" is typically used to describe a company in the S&P 500 index that has increased its dividend payouts for at least 25 consecutive years.
Is U & I Financial a dividend king?
U & I Financial is not classified as a "Dividend King". A Dividend King is a company that has managed to increase its dividend payouts for 50 consecutive years or more, which is an even more selective group than the Dividend Aristocrats.
Is U & I Financial a dividend stock?
No, U & I Financial is not considered a dividend stock. A dividend stock is a stock of a company that regularly pays out dividends to its shareholders.
How to buy U & I Financial stocks?
To buy U & I Financial you need a brokerage account. Open an account with a reputable brokerage firm that offers access to the stock market. Consider factors such as fees and account minimums.

Place an order: Use the brokerage's trading platform to place an order to buy U & I Financial stock.

Remember that buying stocks involves risk, and it's important to carefully consider your investment goals, risk tolerance, and conduct thorough research before making any investment decisions.