Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. As of February 03, 2022, it operated through ten full-service offices located in Oswego and Onondaga Counties, as well as one limited purpose office located in Oneida County. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.
Pathfinder Bancorp Dividend Announcement
• Pathfinder Bancorp announced a quarterly dividend of $0.10 per ordinary share which will be made payable on 2024-11-08. Ex dividend date: 2024-10-18
• Pathfinder Bancorp annual dividend for 2024 was $0.39
• Pathfinder Bancorp annual dividend for 2023 was $0.36
• Pathfinder Bancorp's trailing twelve-month (TTM) dividend yield is 2.19%
• Pathfinder Bancorp's payout ratio for the trailing twelve months (TTM) is 261.79%
• Pathfinder Bancorp's dividend growth over the last five years (2018-2023) was 8.67% year
• Pathfinder Bancorp's dividend growth over the last ten years (2013-2023) was 11.61% year
Pathfinder Bancorp Dividend History
Ex-Div date | Dividend amount | Dividend type | Pay date |
---|---|---|---|
2024-10-18 | $0.10 | quarterly | 2024-11-08 |
2024-07-19 | $0.10 | quarterly | 2024-08-09 |
2024-04-18 | $0.10 | quarterly | 2024-05-10 |
2024-01-11 | $0.09 | quarterly | 2024-02-02 |
2023-10-19 | $0.09 | quarterly | 2023-11-10 |
2023-07-20 | $0.09 | quarterly | 2023-08-11 |
2023-04-21 | $0.09 | quarterly | 2023-05-19 |
2023-01-13 | $0.09 | quarterly | 2023-02-10 |
2022-10-13 | $0.09 | quarterly | 2022-11-11 |
2022-07-14 | $0.09 | quarterly | 2022-08-12 |
2022-04-21 | $0.09 | quarterly | 2022-05-06 |
2022-01-13 | $0.07 | quarterly | 2022-02-04 |
2021-10-14 | $0.07 | quarterly | 2021-11-05 |
2021-07-15 | $0.07 | quarterly | 2021-08-13 |
2021-04-14 | $0.07 | quarterly | 2021-05-07 |
2021-01-14 | $0.06 | quarterly | 2021-02-05 |
2020-10-15 | $0.06 | quarterly | 2020-11-06 |
2020-07-16 | $0.06 | quarterly | 2020-08-14 |
2020-04-15 | $0.06 | quarterly | 2020-05-08 |
2020-01-16 | $0.06 | quarterly | 2020-02-07 |
2019-10-17 | $0.06 | quarterly | 2019-11-08 |
2019-07-18 | $0.06 | quarterly | 2019-08-09 |
2019-04-17 | $0.06 | quarterly | 2019-05-10 |
2019-01-17 | $0.06 | quarterly | 2019-02-08 |
2018-10-18 | $0.06 | quarterly | 2018-11-09 |
2018-07-19 | $0.06 | quarterly | 2018-08-10 |
2018-04-19 | $0.06 | quarterly | 2018-05-11 |
2018-01-11 | $0.06 | quarterly | 2018-02-02 |
2017-10-12 | $0.06 | quarterly | 2017-11-03 |
2017-07-12 | $0.05 | quarterly | 2017-08-04 |
2017-04-11 | $0.05 | quarterly | 2017-05-05 |
2017-01-11 | $0.05 | quarterly | 2017-02-03 |
2016-10-12 | $0.05 | quarterly | 2016-11-04 |
2016-07-14 | $0.05 | quarterly | 2016-08-08 |
2016-04-14 | $0.05 | quarterly | 2016-05-09 |
2016-01-07 | $0.05 | quarterly | 2016-02-01 |
2015-10-09 | $0.05 | quarterly | 2015-11-03 |
2015-07-13 | $0.03 | quarterly | 2015-08-03 |
2015-04-13 | $0.03 | quarterly | 2015-05-04 |
2015-01-13 | $0.03 | quarterly | 2015-02-02 |
2014-10-10 | $0.03 | quarterly | 2014-11-04 |
2014-07-11 | $0.03 | quarterly | 2014-08-04 |
2014-04-11 | $0.03 | quarterly | 2014-05-05 |
2014-01-13 | $0.03 | quarterly | 2014-02-07 |
2013-10-10 | $0.03 | quarterly | 2013-11-04 |
2013-07-11 | $0.03 | quarterly | 2013-08-02 |
2013-04-11 | $0.03 | quarterly | 2013-05-03 |
2013-01-09 | $0.03 | quarterly | 2013-01-31 |
Pathfinder Bancorp Dividend per year
Pathfinder Bancorp Dividend growth
Pathfinder Bancorp Dividend Yield
Pathfinder Bancorp current trailing twelve-month (TTM) dividend yield is 2.19%. Interested in purchasing Pathfinder Bancorp stock? Use our calculator to estimate your expected dividend yield:
Pathfinder Bancorp Financial Ratios
Pathfinder Bancorp Dividend FAQ
Other factors to consider when evaluating Pathfinder Bancorp as a dividend stock include its dividend yield, dividend growth, payout ratio, and the sustainability of its dividend payments given its earnings and cash flow. These factors can provide insight into the company's ability to maintain or increase its dividend in the future.
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1. Determination of Dividend: Pathfinder Bancorp's board of directors reviews the company's financial performance, cash flow, future investment needs, and other relevant factors to determine the amount and timing of dividend payments.
2. Dividend Declaration: Once the board approves a dividend, Pathfinder Bancorp publicly announces the dividend amount, currency, and the ex-dividend date. The ex-dividend date is the date on or after which the buyer of the stock will not be eligible to receive the upcoming dividend payment.
3. Record Date: The record date is the date on which the company checks its records to identify shareholders who are eligible to receive the dividend. Only shareholders on record as of this date will receive the dividend.
4. Payment Date: On the designated payment date, Pathfinder Bancorp distributes the dividend to eligible shareholders. The dividend is usually paid in the form of cash directly into the shareholder's brokerage account or through other designated payment methods.
5. Tax Implications: Dividends received from Pathfinder Bancorp are generally taxable as income. Shareholders may need to report dividend income on their tax returns and pay applicable taxes according to their jurisdiction's tax regulations.
1. Record Date: Pathfinder Bancorp sets a record date, which is the date on which the company checks its records to determine the eligible shareholders. Only those who are shareholders on record as of this date will receive the dividend.
2. Payment Date: On the designated payment date, Pathfinder Bancorp distributes the dividend to eligible shareholders. The payment is usually made electronically, directly into the shareholder's brokerage account or bank account.
3. Currency: Pathfinder Bancorp declares the currency in which the dividend will be paid. Depending on the shareholder's location and the currency election made by the shareholder, the dividend will be converted to the appropriate currency during the payment process.
To assess the safety of Pathfinder Bancorp's dividend, it is crucial to analyze the company's financial health, debt levels, cash flow generation, and ability to sustain dividend payments over the long term. Additionally, monitoring the company's future earnings, cash flow projections, and management's commitment to dividend policies can provide valuable insights.
It is recommended to review Pathfinder Bancorp's financial reports, official announcements, and consult with financial advisors or experts who have access to the most current and comprehensive information about the company's financial situation.